How Dive Assure Dive Insurance Works
Martin Gomez Jun 22, 2026
How DiveAssure Dive Insurance Works
Dive Assure is a specialized diving insurance provider that offers coverage for diving accidents, emergency medical treatment, evacuations, and travel-related incidents. Unlike many standard health or travel insurance policies, DiveAssure is designed specifically for scuba divers.
How It Works
If you experience a diving accident, such as decompression sickness (DCS), an arterial gas embolism, or another diving-related injury:
- Seek emergency medical treatment.
- Contact DiveAssure's emergency assistance service.
- DiveAssure coordinates medical care and, when necessary, evacuation and transportation.
- Eligible expenses are paid directly to providers or reimbursed according to the policy terms. DiveAssure emphasizes direct payment to hospitals, hyperbaric chambers, and evacuation providers whenever possible.
What Is Typically Covered?
- Decompression Sickness (DCS)
- Arterial Gas Embolism (AGE)
- Hyperbaric chamber treatments
- Emergency medical expenses
- Emergency medical evacuation and repatriation
- Hospital and physician charges
- Travel assistance services
- Damage or loss of diving equipment resulting from a covered diving accident (depending on the plan)
Technical Diving Coverage
One of DiveAssure's most notable features is that many plans cover:
- Technical diving
- Mixed-gas diving
- Rebreather diving
- Cave diving
- Ice diving
Coverage is generally available as long as the diver is properly trained and follows the standards of their certification agency. Some plans have no specific depth limit when diving within certification standards.
Additional Travel Protection
DiveAssure also offers plans that combine dive accident coverage with travel insurance benefits, including:
- Trip cancellation and interruption
- Lost or delayed baggage
- Travel medical expenses
- Missed liveaboard departures
- Travel delays and other trip-related issues
Simple Explanation for Customers
"Dive Assure is specialized insurance for scuba divers. If you have a diving accident, it can help cover emergency medical treatment, hyperbaric chamber therapy, evacuation, and other diving-related expenses. Some plans also include travel insurance benefits such as trip cancellation, baggage protection, and travel medical coverage."
Why Many Divers Choose Dive Assure
- Coverage designed specifically for divers.
- Includes technical and recreational diving.
- Direct payment to many medical providers.
- Worldwide coverage.
- Optional travel insurance packages for dive trips.
Dive Assure Dive Trip Packages
If your customers are traveling for diving vacations, liveaboards, or international dive trips, DiveAssure offers Dive & Travel Insurance plans that combine dive accident coverage with travel insurance benefits.
1. Dive & Travel (Standard Plan)
Designed for recreational divers who want both diving and travel protection.
Includes:
- Diving accident coverage
- Emergency medical evacuation
- Medical treatment for diving injuries
- Trip cancellation and interruption coverage
- Lost or delayed baggage
- Lost or delayed dive equipment
- Travel delay coverage
- Missed connections coverage
- Coverage for lost diving days due to medical inability to dive or weather conditions
2. Dive & Travel Plus (Premium Plan)
A more comprehensive package, especially popular for liveaboard travelers and frequent dive travelers.
Additional benefits may include:
- Higher medical and evacuation limits
- Higher coverage for lost dive equipment
- Higher baggage protection
- Coverage for missed liveaboard departures
- Coverage for lost diving days due to liveaboard mechanical breakdowns or air supply failures
- Enhanced trip cancellation and interruption benefits
Available Options
Both plans are available as:
- Single Trip Coverage (up to 180 consecutive travel days)
- Annual Multi-Trip Coverage (multiple trips throughout the year)
Simple Explanation for Customers
"DiveAssure offers two dive travel insurance packages: Dive & Travel and Dive & Travel Plus. Both protect you against diving accidents and common travel problems such as trip cancellations, lost baggage, delayed dive gear, and medical emergencies. The Plus plan provides higher coverage limits and additional protection for liveaboard trips and lost diving days."
Why Divers Like DiveAssure
- Covers both diving and travel-related incidents.
- Includes liveaboard-specific benefits.
- Covers lost diving days.
- Direct payment to many medical providers.
- Available as single-trip or annual coverage.
Dive with Confidence: Why Divers Choose Dive Assure
DiveAssure is a specialized insurance provider created specifically for scuba divers. Unlike many standard health or travel insurance plans, DiveAssure is designed to address the unique risks associated with diving and dive travel.
In the event of a diving accident, DiveAssure can help cover eligible expenses such as:
- Emergency medical treatment
- Hyperbaric chamber therapy
- Emergency evacuation and transportation
- Other dive-related medical expenses
Many DiveAssure plans also include valuable travel benefits, such as:
- Trip cancellation and interruption coverage
- Lost or delayed baggage protection
- Travel medical coverage
- Dive trip protection
Why Divers Choose Dive Assure
✔ Coverage designed specifically for divers
✔ Protection for both recreational and technical diving
✔ Direct payment to many medical providers
✔ Worldwide coverage
✔ Optional travel insurance packages for dive trips
Whether you're planning a weekend getaway, an international dive vacation, or a liveaboard adventure, DiveAssure can help provide peace of mind both underwater and throughout your journey.
Safe diving starts with proper training—and the right protection.
